Jinoy Manoharan

Jinoy Manoharan is a highly accomplished compliance and risk management professional with over 14 years of experience in banking operations, regulatory remediation, AML, and client onboarding. He currently leads Apolonia Capital’s compliance framework under the UAE SCA, ensuring full adherence to local and international regulatory standards including DFSA, FATCA, and AML guidelines.

Jinoy’s career includes roles at Bank of Singapore, Standard Chartered, HSBC, and Mashreq Bank, where he worked on high-impact remediation and compliance projects. He has led periodic reviews, transaction monitoring, and onboarding for private and corporate banking clients across multiple jurisdictions. His ability to untangle complex beneficial ownership structures and implement robust policies has made him a trusted subject matter expert in the region.

He holds a PGDM in Finance & Marketing, and is certified in AML (ACAMS), Compliance (ICA), and FinTech risk frameworks.