Jinoy Manoharan

Jinoy Manoharan is a highly accomplished banking and compliance professional with over 14 years of expertise in Banking Operations, FinTech, Risk Management, Regulatory Compliance, AML, KYC, CDD, Sanctions, and DFSA Remediation. With a proven track record in client onboarding, periodic reviews, transaction monitoring, and policy formulation, Jinoy excels in mitigating risks and ensuring compliance with global standards (UAE, DIFC, UK). He is skilled in unraveling complex beneficial ownership structures, conducting risk assessments, and providing subject matter expertise in FATCA, KYC, and onboarding processes. Recognized for leading DFSA remediation projects, training teams, and achieving compliance excellence, Jinoy was awarded Best Business Support Staff at Standard Chartered and promoted to Subject Matter Expert (SME) at HSBC. He holds a PGDM in Finance & Marketing and certifications such as ACAMS, ICA Compliance, and CAMI, with proficiency in tools like LexisNexis, WorldCheck, and Fircosoft. Jinoy is committed to delivering impactful solutions in the banking and financial services industry.