Jinoy Manoharan
Head of Compliance
Jinoy Manoharan is a seasoned compliance and risk management professional with over 14 years of experience across banking operations, regulatory remediation, AML, and client onboarding. He leads Apolonia Capital’s compliance framework under the UAE Securities and Commodities Authority (SCA), ensuring full alignment with UAE financial regulations and international standards including DFSA, FATCA, and global AML frameworks.
Throughout his career, Jinoy has held senior compliance and remediation roles at Bank of Singapore, Standard Chartered, HSBC, and Mashreq Bank. He has led large-scale periodic reviews, transaction monitoring programmes, and onboarding processes for private banking and corporate clients across multiple jurisdictions. His expertise in navigating complex beneficial ownership structures and implementing robust governance controls has established him as a trusted subject matter expert within the region.
Jinoy holds a PGDM in Finance & Marketing and maintains multiple professional certifications, including ACAMS (AML), ICA (Compliance), CISI Level 3 in Combating Financial Crime, and CISI qualifications in UAE Financial Rules and Regulations. His disciplined, detail-oriented approach strengthens Apolonia Capital’s governance framework and reinforces its commitment to regulatory excellence.
Throughout his career, Jinoy has held senior compliance and remediation roles at Bank of Singapore, Standard Chartered, HSBC, and Mashreq Bank. He has led large-scale periodic reviews, transaction monitoring programmes, and onboarding processes for private banking and corporate clients across multiple jurisdictions. His expertise in navigating complex beneficial ownership structures and implementing robust governance controls has established him as a trusted subject matter expert within the region.
Jinoy holds a PGDM in Finance & Marketing and maintains multiple professional certifications, including ACAMS (AML), ICA (Compliance), CISI Level 3 in Combating Financial Crime, and CISI qualifications in UAE Financial Rules and Regulations. His disciplined, detail-oriented approach strengthens Apolonia Capital’s governance framework and reinforces its commitment to regulatory excellence.